Disclaimer

1)  All opinions and views in my articles are my own, personal opinion or experience.  I may make mistakes and will apologize for my errors.  I am not perfect.

2)  All comments will be moderated.  Comments will be rejected by moderators if they go against the code of conduct.  For your convenience we shall repeat them below:


 Code of Conduct:

- Be respectful of others.
- Do not use foul or disparaging language.
- Hate speech is not allowed and may be reported.
- Do not "troll" other commentors.
- Do not post adds or other endorsements, advertise services, try to sell things.
- Try to be fair and consider other poster's point of view.
- Be civil and try to have a little fun :)